Banking Law, Fintech, Corporate + Enforcement
Representing clients in all areas of banking law for over two decades.
Located in Washington, DC, the Law Office of Dwight Smith advises banking firms of all sizes and with a range of business plans, as well as nonbanks with an interest in the industry, on the full array of bank regulatory standards.
The laws and regulations that clients must consider include not just operations, but the use of technology, corporate transactions, board duties, and enforcement matters.
Contact
Law Office of Dwight Smith PLLC
1730 Rhode Island Ave, NW
Suite 414
Washington, DC 20036
dcs@dwightsmithlaw.com
(202) 669-0719
Areas of Practice
Banking Regulation
Advice on the multiple regulations that apply to nearly every aspect of the banking business, including capital, liquidity, insider and affiliate relationships, and expansion through subsidiaries and branches .
Fintech
Counsel to banks and technology providers on their contractual relationships and on the availability of bank charters to fintech firms and other nonbanking organizations.
Corporate Transactions
Advice on the terms of mergers and acquisitions to meet agency approval requirements, the structure of securities offerings to satisfy capital standards, and the standards for non-controlling private investments.
Directors and Officers
Counsel to boards of directors and senior managers on their fiduciary duties and on regulators’ expectations of risk management.
Enforcement
Representation of individuals and institutions in discussions with regulators before enforcement action is taken and in formal proceedings.
About
Dwight (he/him/his) received his B.A. magna cum laude from Yale College in 1977, where he majored in history and rowed in the men’s lightweight program, earning a varsity letter in 1977.
Dwight received his J.D. from Yale Law School in 1981, where he was an Articles & Book Review Editor of the Yale Law Journal.
After graduating from law school…
The life of the law has not been logic; it has been experience.
—Oliver Wendell Holmes, Jr.
Get in Touch.
Any question on banking law is welcome. Please free to email me through the form on the contact page or by direct email, or reach out by telephone. Please note that no attorney-client relationship is established until we’ve formally agreed to a representation.