Publications
Housing Finance: Regulatory Impact of the COVID-19 Pandemic
The Review of Banking & Financial Services, vol. 36, no. 11
November 2020
In response to the COVID-19 pandemic, federal, state, and local entities have created forbearance programs and imposed moratoriums on foreclosures of delinquent mortgage loans and on evictions of tenants for non-payment of rent. Dwight discusses these developments, which include expanded forbearance policies, regulatory relief for lenders and servicers, and support of the secondary market for mortgage loans.
Treasury and HUD Propose Housing Finance Reforms
The Real Estate Finance Journal
Winter 2019
The Treasury Department and the Department of Housing and Urban Development have released complementary proposals that, if implemented, would result in extensive changes to federal regulation of housing finance. Dwight explains the proposals, which include well over 100 recommendations for legislative and regulatory changes.
The financial crisis: implications for regulatory capital: how has the financial crisis influenced discussions of capital adequacy?
Bank Accounting & Finance, vol. 23, issue 2
February-March 2010
Dwight discusses the evolution of Basel III in light of the 2008-2009 financial crisis.